Bluebird Card Direct Deposit
(Last Updated On: February 20, 2019)
There are several ways to load your American Express Bluebird Card. See our post on 5 way to load your Bluebird card. One of the ways you can add money to your Bluebird card is via Direct Deposit. In this post, we are going to show you how the Bluebird Card Direct Deposit process works and how you can set it up.
This Post will Cover:
- How Bluebird Direct Deposit Works
- Bluebird Card Direct Deposit Instructions
- Getting Your Paycheck Faster with Bluebird
How Bluebird Card Direct Deposit Works
You can deposit all or part of your paycheck or government benefit payments onto your card. All you have to do is log in to your Bluebird card account and set up direct deposit.
Once set up, it usually takes about 1-2 pay cycles for the Direct Deposit to be added to your Bluebird Card account.
In addition, as indicated on the image above, you can get your paycheck up to two days faster with the Bluebird Card Direct Deposit and we have explained how that works below.
Here are the government benefits you can receive on your Bluebird card:
- Tax refund
- Social Security payment
- SSI payment
- Civil service retirement payment
- VA compensation/pension
- Worker’s Compensation
- Federal Employee payroll deposit
Bluebird Card Direct Deposit Instructions
Here’s is how the Bluebird Card Direct Deposit process works:
Step 1 – Know the Rules
To get started, you need to make sure you have the following:
Your Bluebird Account is active
This means that you have successfully signed up for the card and registered it online.
Your Permanent Card is activated
If you picked up a temporary card at a Walmart store and registered it online, you have to wait for the permanent card to be mailed to you, which you have to activate, before you can begin the direct deposit process.
Your employer or payroll department offers this service
Check with your Human Resources Department or the payroll provider for your job to make sure that they offer Direct Deposit.
Some employers don’t offer the service, which means you will not be able to add funds to your Bluebird account using this method.
If you are requesting your government payment to be direct deposited onto your card, you should check with the government agency whether they offer direct deposit and how you can go about setting it up.
Your direct deposit comes from a U.S. bank account
The Walmart Bluebird Card only accepts Direct Deposits from banks or credit unions based in the United States of America.
The direct deposit does not exceed the maximum balance and monthly limits
As of the time of writing this article, you are only allowed to Direct Deposit a total of $100,000 to your card each year.
Which means you can only send a maximum of $8,333 each month using this Direct Deposit.
If your total monthly paycheck or government payments exceeds this amount, then you can only send $8,333 of it to your Amex Bluebird Card.
Note that the limits stated above may be subject to change, so you should check with Bluebird’s website for the current limit to be sure. Click here to go there – scroll down to “Limits”.
Step 2 – Login
The first step is to log in to your Bluebird account and click on “Pay & Transfer” at the top of the page. Then click on “Direct Deposit” as shown below:
You will be taken to a page that looks like the one below:
Step 3 – Complete Direct Deposit Information
As you can see, your personal information, including account number and routing number have been pre-populated on the form.
All you need to do on this page is to complete the section on the right indicating if you want all or part of your paycheck to be direct deposited into your Bluebird account.
You can choose to have your entire paycheck direct deposited, or a percentage, or a specified dollar amount.
Once you have made a choice, click on the “Get Your Form” link.
You will then be taken to a page with the Direct Deposit form that as shown below.
Step 4 – Submit the form to Human Resources
Print out the form. You will notice that your personal information, including account number and routing number, have been pre-populated on the form.
Complete the form, sign it, and submit it to your Human Resources Department, payroll processor, or government agency that is responsible for sending your payment/benefits.
Once you submit the form, it usually takes about 1-2 pay cycles for the Direct Deposit to be added to your Bluebird Card account.
NOTE: You can also use the Direct Deposit form provided by your employer or government payment/ benefits agency. You just have to use the Bluebird account number and routing number provided on the Bluebird Direct deposit form. If you encounter any issues during this process, call Bluebird Customer Service (available 24/7) at:
- US: 1 (877) 486-5990
- International Collect: 1 (801) 449-4016
Getting Your Paycheck Faster with Bluebird
It is true that you can get paid faster, up to two days faster if you use Bluebird Card Direct Deposit, however, you need to understand how this process works:
For you to receive your paycheck faster, your employer must submit payroll information to banks before payday.
Some employers submit their payroll to banks a few days in advance of the payday. If your employer is one of those, Bluebird is promising to make your pay available to you, up to two days early.
If your employer does not do this and only submits payroll to banks the night before payday, then you will not be able to get your pay faster through Bluebird Direct Deposit.
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